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  Exclusions and UK travel insurance  
 
Although each policy will have its own exclusions here are a few examples of the sort of thing you are likely to find.
  • Death or injury that is a result of you putting yourself or the insured party in danger that could be reasonably predicted

  • Events occurring under the influence of alcohol or drugs (other than those prescribed)

  • Any consequential loss that is not described in the policy

  • You must send all communications relating to a claim and not withhold any relating information

  • The claimant must supply receipts as reimbursement may not be possible without them

  • If you have other insurance that covers a loss any insurer will only pay their share

  • Any dishonest claim will result in the entire policy and all cover being cancelled
 

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